Calculator Get an investment to lower your monhtly costs.
Then, settle it when you sell the home or buy us out.

Your home settles with us

We share the change in the home value when you sell.

Settlement is smooth

Proceeds are quickly settled usually via escrow.

You build wealth even if we don’t

Keep 100% of the equity earned by paying off your mortgage. Only share the gains or losses in home value with us.

Your Home Settles With Us

We share the change in the home value when you sell.

Settlement is Smooth

Proceeds are quickly settled usually via escrow.

Build Wealth Even If We Don’t

Keep 100% of the equity earned from paying off your mortgage.
Only share the gains and losses on the home value with us.

Calculate Settlement

Illustrative only. Excludes transactional fees. Your scenario may vary. Do not exclusively rely on these calculations.

HOME BOUGHT FOR


Estimate how much you’ll buy your home for

HOME SOLD FOR


Estimate how much your home will sell for

HOME SOLD IN (ESTD.)


Estimate how long you’ll stay in your home

HOME PRICE GROWTH RATE

US AVERAGE IS ~4% SINCE 1975

4.1%

YOUR ORIGINAL DOWN PAYMENT


Your down payment must be at least 2% and can be as high as you’d like

$100,000

OUR INVESTMENT IN THE HOME


HomeLLC invests the rest so the total down payment reaches 20%

10%

$100,000

YOUR FUTURE POTENTIAL VALUE

$617,050

6.2x OF DOWN PAYMENT

YOUR ORIGINAL DOWN PAYMENT

$100,000


Your down payment in the home

YOUR PORTION OF CHANGE IN HOME VALUE

+ $250,000


Illustrative estimate

YOUR BONUS

+ $0


T&C’s Apply!

YOUR EQUITY FROM MORTGAGE PAYMENTS

+ $191,800


Assuming constant payments on an amortizing loan 

YOUR TAX SAVINGS

+ $25,000


Illustrative only. This is not tax advise. Please consult a professional tax advisor.

YOUR PMI SAVINGS

+ $50,250


Assuming PMI is eliminated at 80% LTV

TICK THIS IF YOU’RE AFFILIATED WITH WDC

OUR PROCEEDS

$350,000

3.5x OF INVESTMENT

ORIGINAL INVESTMENT

$100,000

PORTION OF CHANGE IN HOME VALUE

$250,000

INTEREST RATE

Assumes a fixed-rate amortizing loan.

INTEREST TERM

Fixed rate term

PMI

Mortgage Insurance is usually required over 80% LTV
%

$750

Taxes %

Monthly Taxes

Home Insurance %

Monthly Home Insurance

HOA Dues

HOA

Annual Maintenance

Monthly Maintenance

$1000

$167

$

$0

$0

joint Down Payment: 20%
Total Down Payment %: 10%
Loan Amount: $900000
Monthly Loan Payment: $3794
Total Monthly Payment: $5711
Joint Down Payment %: 20%
Loan Amount: $800000
Monthly Loan Payment: $3373
Total Monthly Payment: $4540
Savings %: 21%
Savings Per Month: $1171
Savings Per Year: $14052
Max Savings Over 10 Years: $140520

We believe that renting is a waste of money. We believe that you deserve a shot at the American dream. We’ve created a new partnership model so you can buy your home. We are an investor, not a lender. Hoom Inc.
435 China Basin St San Francisco, CA 94158
contact@home.llc 415-707-0976
About Us Estimate Your Budget Benefits & Constraints Buying Process Settlement Calculator Home Ownership Guide Jobs All calculations are rough estimates and actual details may vary. Please consult a tax advisor and a financial advisor as Hoom Inc. is neither a tax advisor nor a financial advisor.
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