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Cashout your Home equity with ease

A home equity investment (HEI) was designed with you in mind. Access your equity easily without monthly payments.

Home Value

$1,000,000

$200,000$3,000,000

Mortgage Balance

$200,000

$0$1,000,000

*Your home’s value will be determined by an independent third-party appraiser or valuation provider.

Cashout Amount

You may qualify for up to  $150,000 How much do you want to cash out?

$90,000

$30,000$150,000

Receive $90,000 in exchange for $17.55% of your home’s future value, subject to an Annualized Cost Limit of 20%.

Amount you receive represents gross investment proceeds. Transaction expenses and an origination fee of 3% will be deducted at closing. Transaction expenses include appraisal, title, credit and escrow fees paid to third parties and may vary depending on property specific factors.

The above estimate is for informational purposes only.

But what will you owe us?

Annual Change In Home Value (%)

5

Years until settlement

5

This calculator is for informational purposes only.Terms and conditions apply.

Future home value

$1,276,282

Your Share (82%)

$1,052,333

Amount shown represents your gross share of the future home value. You will be responsible for paying any mortgage loans and selling costs from your share.

Home.LLC share (18%)

$223,949

You will pay this amount to Home.LLC at settlement.

About Us

Check if you qualify

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California DRE #02213037

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© 2024 Hoom Inc., which owns the trademark to Home.LLC (TM). All rights reserved.

Home.LLC Agreements are provided exclusively by Home Inc. Home.LLC - all of which are wholly-owned subsidiaries of Home.LLC (collectively, "Home.LLC"). Home.LLC holds the following Real Estate Broker licenses: NMLS# - California DRE #0223037
The applicable Home.LLC entity enters into the Home.LLC Agreement directly with consumers and does not act as an agent of any third-party. No agency relationship shall be formed between any Home.LLC entity and a consumer pursuant to or in connection with an Home.LLC Agreement. All Rights Reserved. Other terms and restrictions apply.

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1.Both active monthly employees & W2 income are required with credit report review.
2.Income/bank statements required for verification of your credit with credit pull.
3.Home.LLC may need requires IRA proceeds to be used to clear any pre-existing liens or condition to close.
4.The following limitations shall apply in all cases: no bankruptcy, foreclosure and/or short sale or deed in lieu within the previous five years; no 30-day delinquencies on any mortgage within the prior 24 months.
5.In most cases, Home.LLC must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by Home.LLC in its discretion.
6.A minimum title amount of $10,000 is required on all transactions.
7.Property condition rating, as described in the uniform appraisal report (UAR), must be at least C4 or better and properties for which comparable valuations, in the discretion of Home.LLC, do not exist may not participate.
8.Not available in all states.
9.For consumers with credit scores below 600 you may be required to verify income. You may also be required to utilize IRA proceeds to pay off certain outstanding debts as a condition to close.
10.To secure the performance of your obligations under this Agreement, you will place a lien on your property in the form of either a 'performance deed of trust' or a 'performance mortgage' depending upon which state the property is located.
11.Home.LLC charges up to a 3% origination fee and other third party costs/closing costs such as appraisal, title, and government fees.
12.The time actually required to close varies.
13.The timeline to funding approved loans may vary depending on when the homeowner submits a completed application and all supplemental documents are received and verified.
14.Please contact us for more information at support@home.llc
15.For additional information please review the Home.LLC Product Guide

Access between $30,000 & $500,000 without monthly payments

See how much you can access with a no obligation quote, and no impact to your credit score.

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No need to refinance

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No need for perfect credit

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No monthly payments