Repaying Home.LLC By investing in your downpayment,
we are placing a bet that your home will appreciate

Your home, not you, repays us

We both share the profits or the losses on your home when it’s sold. Till then, you don’t pay us any fees, any interest, or any payments!

Repayment is automatic

When you sell the home or re-finance it – all our proceeds are automatically settled via escrow.

You build wealth even if we don’t

You keep all the equity earned by paying off your mortgage. Whereas, we only focus on the change in home value.

Your Home, Not You, Repays Us

We both share the profits or the losses on your home when it’s sold.
Till then, you don’t pay us any fees, any interest, or any payments!

Repayment is Automatic

When you sell the home or re-finance –
all proceeds are automatically settled via escrow.

You Build Wealth Even If We Don’t

You keep 100% of the equity earned from paying off your mortgage.
Whereas, we only focus on the change in home value.

Explore Repayment Scenarios

HOME BOUGHT FOR


Estimate how much you’ll buy your home for

HOME SOLD FOR


Estimate how much your home will sell for

HOME SOLD IN (ESTD.)


Estimate how long you’ll stay in your home

HOME PRICE GROWTH RATE

US AVERAGE IS ~4% SINCE 1975

4.1%

YOUR ORIGINAL DOWN PAYMENT


Your down payment must be at least 2% and can be as high as you’d like

$100,000

OUR INVESTMENT IN THE HOME


HomeLLC invests the rest so the total down payment reaches 20%

10%

$100,000

YOUR FUTURE POTENTIAL VALUE

$617,050

6.2x OF DOWN PAYMENT

YOUR ORIGINAL DOWN PAYMENT

$100,000


Your down payment in the home

YOUR PORTION OF PROFIT/LOSS

+ $250,000


Illustrative estimate based on your share of the change in home value

YOUR BONUS

+ $0


Discretionary bonus if your home appreciates quickly! T&C’s apply.

YOUR EQUITY FROM MORTGAGE PAYMENTS

+ $191,800


You keep the equity you build by paying your mortgage assuming you get an amortizing loan

YOUR TAX SAVINGS

+ $25,000


Illustrative only. This is not tax advise. Please consult a professional tax advisor.

YOUR PMI SAVINGS

+ $50,250


Assumes you make regular mortgage payments

TICK THIS IF YOU’RE AFFILIATED WITH WDC

OUR PROCEEDS

$350,000

INTEREST RATE

Get your interest rate from the bank or lender. Assumes fixed rate, not variable rate. Assumes amortizing loan, instead of an interest-only loan.

INTEREST TERM

Term is for fixed rate only, not adjustable rate.

PMI

PMI, or private mortgage insurance, is required when your down payment is lower than 20%. However, we’ll help you eliminate it. PMI protects the lender (bank) if you default.
%

$750

Our return on investment

3.5x

Taxes %

Monthly Taxes

Home Insurance %

Monthly Home Insurance

HOA Dues

HOA

Annual Maintenance

Monthly Maintenance

$1000

$167

$

$0

$0

joint Down Payment: 20%
Total Down Payment %: 10%
Loan Amount: $900000
Monthly Loan Payment: $3794
Total Monthly Payment: $5711
Joint Down Payment %: 20%
Loan Amount: $800000
Monthly Loan Payment: $3373
Total Monthly Payment: $4540
Savings %: 21%
Savings Per Month: $1171
Savings Per Year: $14052
Max Savings Over 10 Years: $140520

    I go byand you can text me on


    We believe that renting is a waste of money and home ownership is an American dream. We’ve created a new partnership model for home ownership. We are an investor, not a lender. HomeLLC Inc.
    435 China Basin St San Francisco CA 94158
    contact@home.llc
    About Us Estimate Your Budget Benefits & Constraints Buying Process Repayment Calculator Complete Guide Jobs All calculations are rough estimates only. Actual details will vary. Please consult a tax advisor and a financial advisor as HomeLLC Inc. is neither a tax advisor nor a financial advisor.
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